Auto refinance doesn't involve a professional, onsite appraisal of your automobile's worth. The lender will use information that you provide along with Kelly Blue Book value.
Auto Refinance Rates
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Up2Drive
36 months
48 months
60 months
72 months
4.39%
4.59%
4.59%
5.49%
MyAutoLoan
36 months
48 months
60 months
72 months
3.74%
4.54%
5.90%
5.90%
USAA
36 months
48 months
60 months
72 months
8
3.79%
3.99%
3.99%
4.49%
Chase
36 months
48 months
60 months
72 months
4.06%
4.17%
4.17%
5.10%
BofA
36 months
48 months
60 months
72 months
4.34%
4.34%
4.34%
5.14%
RateGenius
36 months
48 months
60 months
72 months
3.74%
3.74%
3.74%
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Capital One
36 months
48 months
60 months
72 months
4.34%
4.34%
4.34%
4.34% %
Right now, RateGenius, a lender aggregator, is offering the lowest 60 month term rate at 3.74%, as advertised on their website. Chase is offering the next best 60 month rate, at 4.07%. The next best is Bank of America and Capital One coming in at 4.34%, which isn’t too bad for big banks. Coming in a close fifth place is USAA, with an auto refinance rate for 60 month term at 4.39%.
Up2Drive and MyAutoLoan have higher rates, but may be a good choice for those consumers with less than great credit.
